Google Rated 4.4 out of 5 Rated 4.4/5 on Google (1236 reviews)

Fast, efficient equity release

  • Fixed legal fee
    A fixed legal fee conveyancing quotation gives you peace of mind that what you are quoted for is what you pay. No hidden charges and no hourly rates. Find out how a fixed legal fee conveyancing quote with Home Legal Direct will benefit you.
    conveyancing quote
  • Our conveyancing panel are regulated by the SRA
    The Solicitors Regulation Authority (SRA) is the regulatory body for solicitors in England and Wales. Its main purpose is to protect the public and promote the public interest by ensuring that solicitors meet high standards of professional conduct and provide a high-quality service to clients.
    or CLC
    The Council for Licensed Conveyancers (CLC) is the regulatory body for licensed conveyancers in England and Wales. Its main purpose is to protect the public by ensuring that licensed conveyancers meet high standards of professional conduct and provide a high-quality service to clients.

Three reasons customers love us

Using us gives you all the benefits associated with comparison sites, conveyancing panels, and high street conveyancers

Cost savings
of a comparison site

We pass you the savings we get from our competing panel.

Flexibility
of a conveyancer panel

Many conveyancing firms mean many options.

Support
of a high street conveyancer

We hold your hand through the process.

Trusted professionals from start to finish

Knowledgeable and helpful advisors

Our conveyancing advice teams are trained by conveyancers to understand the conveyancing process so that they ask all the right questions ahead of time!

Attentive and responsive support team

We do not just pass you to a conveyancer. We continue to support you by making sure you are looked after and stepping in if you have any queries.

Regulated and vetted conveyancers

We have taken the time to find a balance between price, reputation, and expertise in our panel. We use the best conveyancers and hold them to high standards of service.

What you can expect

STEP 1

Get a fixed, no move, no legal fee, quote

STEP 2

Talk to our conveyancing advice team

STEP 3

Instruct us to connect you to a conveyancer

STEP 4

Get a welcome call from your conveyancer onboarding team

STEP 5

Do your legally required identity checks

BEYOND…

Continue your journey with us

We help you to understand equity release

Equity release in the UK is a way for homeowners who are 55 or older to access the equity (the value of their property minus any outstanding mortgages) that they have built up in their home. This can be done by taking out a loan against the value of the property or by selling a share of the property to a third party.

There are two main types of equity release available in the UK: lifetime mortgages and home reversion plans.

A lifetime mortgage is a type of loan that is secured against the value of the borrower’s property. The borrower retains ownership of the property and can continue to live in it until they die or move into long-term care. The loan, plus interest, is repaid when the property is sold, either when the borrower dies or moves into long-term care. The interest is usually rolled up, which means that it is added to the loan balance and increases the amount that must be repaid.

A home reversion plan, on the other hand, involves selling a share of the property to a third party in exchange for a lump sum or a regular income. The borrower retains the right to continue living in the property until they die or move into long-term care. However, when the property is sold, the borrower receives only a percentage of the sale proceeds based on the share of the property they retained.

It’s important to consider the long-term implications of equity release, as it can reduce the value of the inheritance you leave to your beneficiaries, and it may affect your eligibility for certain benefits. It’s also important to have the right professional help, such as a financial advisor, to ensure that the equity release product is suitable for your needs and that you are fully informed about the risks and benefits of the product.

Google Rated 4.4 out of 5 Rated 4.4/5 on Google (1236 reviews)

Ready to take your first step?

  • Fixed legal fee
    A fixed legal fee conveyancing quotation gives you peace of mind that what you are quoted for is what you pay. No hidden charges and no hourly rates. Find out how a fixed legal fee conveyancing quote with Home Legal Direct will benefit you.
    conveyancing quote
  • Our conveyancing panel are regulated by the SRA
    The Solicitors Regulation Authority (SRA) is the regulatory body for solicitors in England and Wales. Its main purpose is to protect the public and promote the public interest by ensuring that solicitors meet high standards of professional conduct and provide a high-quality service to clients.
    or CLC
    The Council for Licensed Conveyancers (CLC) is the regulatory body for licensed conveyancers in England and Wales. Its main purpose is to protect the public by ensuring that licensed conveyancers meet high standards of professional conduct and provide a high-quality service to clients.

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