What is Digital Conveyancing?


Offering a simplified way to buy or sell property, digital conveyancing works similarly to traditional sale and purchase conveyancing, without the need to submit paper documents. Changes to the Land Registration Rules were put into place on 6 April 2018. The new approach allows transfers to be done online, using secure e-signatures that enables various documents to be signed electronically. Needless to say, digital conveyancing is set to transform the property industry, offering a far simpler way for buyers and sellers to conduct transfers online. To give you a better understanding of how this process works, we have prepared a simple guide to electronic conveyancing.

A Guide to Digital Conveyancing

The need for digital conveyancing came about from the increased development and growth of digital technology as a whole. Over the last decade, a rapid transformation has taken place on a global scale, changing the way that transactions are completed. For conveyancing, digital transformation has paved the way for a simplified, fully online transactions. HM Land Registry continues to make the process faster, more affordable, and easier for buyers and sellers, while also increasing the security of the register. This equates to better protection against fraud, cyber-attacks, and other online risks. This allows mortgages, transfers, and other documents to be signed online, with full peace of mind.

For buyers and sellers, the biggest benefits include improved statutory services within the property sector. Additional online services will further add to the convenience of applications. According to the Land Registry, here is how online conveyancing will work:

  • Online mortgage deed templates are provided by the Land Registry.
  • Mortgages will be produced in a format chosen by lenders planning to use the mortgages, with an MD reference that is much the same as traditional paper mortgage deeds.
  • Conveyancers then create online mortgages, accessing the Land Registry and completing the details of the borrower with the relevant MD reference.
  • Conveyancers provide borrowers with the link needed to access the online mortgage deed, which is then signed digitally.
  • Online entries can then be added as soon as the mortgage is ready for completion.

Like any other change, there can still be a period of adjustment as the online system is adopted across the UK. The most effective way to get the benefit of online conveyancing is to work with a trusted, experienced conveyancer who understands both the traditional system and the newer digital system. This will allow you to enjoy the convenience of online transactions without the added worry of having to navigate a new system.

At Home Legal Direct, we offer remote conveyancing services that help you buy or sell property. Our team is comprised of highly skilled conveyancers with ample experienced within property transactions. We offer a wide range of services along with no sale no fee conveyancing to help add even more value. Whether you are buying your first home or selling to upgrade to a large home, we will help you throughout each step of the process.

Contact us today to learn more about our personalised solutions and let us help you see the benefit of digital conveyancing.